Chase statements to Tally XML

What to know about Chase statements

Chase checking statements usually group activity under a "Transaction Detail" section, with a date, description and amount on each line and a running balance alongside. Dates on the transaction lines are often printed as month/day without the year, so the converter takes the year from the statement period at the top. That matters for December–January statements, where transactions span two years and simple tools often get the year wrong.

Long card-purchase descriptions can wrap onto a second line; we join them back into one row, so each transaction is exactly one line in your spreadsheet. On multi-page statements, the repeated column headings and "continued" markers are removed, not turned into fake transactions.

Chase credit card statements have no running balance and list payments and purchases separately. For those, we check the totals against the statement summary instead (previous balance + purchases − payments = new balance) and flag any difference. PDFs downloaded from chase.com usually have a text layer, which gives an exact extraction; scans and phone photos go through AI that reads images and are checked the same way.