How to open and convert a password-protected bank statement PDF
Updated 2026-11-13
Emailed bank statements are usually password-protected PDFs, and the password follows a rule your bank sets, often built from your name, date of birth, customer ID or account number. The rule is normally written in the email the statement arrived with. Once you know it, you can convert the protected PDF directly: StatementPanda asks for the password when it needs it.
Password rules banks publish
| Bank and statement | Password rule | Source |
|---|---|---|
| ICICI Bank (India), savings e-statement | 8 characters in lowercase: the first 4 letters of the account holder's name plus day and month of birth (DDMM). Example from ICICI: suji0501. ICICI also mentions the account number as an alternative; the email subject line shows which. | Bank's page |
| Emirates NBD (UAE), account e-statement | Your primary CIF ID, the middle 8 digits of your account number. | Bank's page |
| HBL (UAE), e-statement | HBL puts the password instructions in the e-statement email itself. | Bank's page |
Checked 2026-11-13. Banks change these rules; the statement email always has the current one. We only list rules a bank publishes itself, so many banks (including SBI and HDFC Bank) aren't here: their rule is in the statement email.
How to convert a protected statement
- Upload the PDF to the bank statement converter as it is. There's no need to remove the password first.
- When asked, type the PDF password. If it's wrong, you're asked again and nothing is charged.
- Check the result and download Excel, CSV or an accounting file.
The password is used only to open that one file for that conversion and is never saved. The uploaded file is deleted as soon as the conversion finishes. Never send a statement password by email, including to us: type it only into the converter's password box.
Converting several protected statements
When you drop many files at once, any file that needs a password is set aside with a note. Convert those one at a time with their passwords, and the rest go through as a batch.
Banks in India and Pakistan
Indian and Pakistani banks password-protect emailed statements more often than most. See the supported banks for India and Pakistan.
Questions, answered
Where do I find my bank statement password?
Read the email the statement came with: most banks state the rule there or on their help pages. If you downloaded the PDF from online banking, it may have no password at all. If you still can't open it, ask your bank; never guess repeatedly on a shared device.
Can I remove the password before converting?
You can, by opening the PDF with the password and saving or printing an unprotected copy, but you don't need to. StatementPanda asks for the password and opens the file for you.
Does StatementPanda keep my PDF password?
No. The password is used only to open that file for that conversion. It isn't saved, and the uploaded file itself is deleted as soon as the conversion finishes.
Why isn't my bank in the table?
We only list password rules that a bank publishes itself, with a link to the source. Many banks only explain the rule in the statement email, so check there first.
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